Affordable
homes
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AUGUST 22, 2014
>Reviewingbudget-friendlyPR1MAandPKNSprojects
PART3
A
FFORDABLE
housing was not left out
in the 2014Malaysian Budget. Prime
Minister Datuk Seri Najib Abdul
Razak assured the
rakyat
that he
would increase accessibility to home
ownership by increasing the supply of
affordable houses (roughly 20%belowmarket
price). He alsomentioned the intended
construction of around 223,000 units of new
affordable houses in 2014. These projects will
be handled by both the government and
private sectors.
Besides the housing schemes and
programmes detailed last week, here are two
more of note.
PR1MA
PR1MA stands for Projek Perumahan Rakyat 1
Malaysia. This initiative was established
under the PR1MAAct 2012, “to plan, develop,
construct andmaintain high-quality housing
with lifestyle concepts for middle-income
households in key urban centres.” The
scheme was officially launched byNajib in
July 2011. It is managed by a corporation under
the PrimeMinister’s Department. The
corporation is led by its chairman Tan Sri Dr
Jamaludin Jarjis and CEODatuk Abdul
Mutalib Alias, along with other members and
a keymanagement team.
Under PR1MA, is an affordable housing
scheme offering various house types of
different sizes built within integrated
communities, designed to suit different
household needs. These homes are sold at
between RM100,000 and RM400,000 and are
open to all Malaysians earning amonthly
household income (individual or combined)
of between RM2,500 and RM7,500. Applicants
must be aged 21 or above, single or married,
andmust own nomore than one property
individually or together with their spouse.
Houses under this scheme include freehold as
well as leasehold property, depending on the
land proprietor for each PR1MA development
project. There are no registration charges or
fees during application. There are also no
third parties representing PR1MA. All houses
under this scheme are not allowed to be sold
for 10 years, to be owner occupied and not
rented out.
LOCATION OF PROJECTS
PR1MA homes are available in these
states: Johor, Perak, Perlis, Penang, Kedah,
Kuala Lumpur, Labuan, Malacca, Negri
Sembilan, Pahang, Putrajaya, Sabah, Sarawak,
Selangor and Terengganu. House types
include high-rise apartments and landed
property. Here is a list of PR1MA housing
projects soon to be released:
CENTRAL
Alam Damai, Cheras
Brickfields, KL
Bukit Jalil, KL
Jalan Bukit, Kajang, Selangor
Jalan Jubilee, Bukit Bintang, KL
Pandan Indah, Selangor
Pandan Jaya, Selangor
Seremban Sentral, Negri Sembilan
Seremban Utara, Negri Sembilan
Setapak, KL
Taman Bukit Cheras, KL
Taman Cempaka, Selangor
SOUTHERN
Bandar Layangkasa, Johor Baru
Tebrau, Johor
NORTHERN
Bayan Lepas, Penang
Bukit Gelugor, Penang
Slim River, Perak
Sungai Petani, Kedah
SABAH
Borneo Cove, Sabah
Inanam, Kota Kinabalu, Sabah
Sandakan City Centre, Sandakan, Sabah
ballot results whichwill be posted on
the PR1MAwebsite. Successful
applicants and those on the “reserved
list” will be notified via SMS or email.
Successful candidates will need to
proceedwith their loan applications
on receiving their home allocation
details. Tomake life easier, PR1MA
has a home buyer assistance
programme designed to help
successful applicants who are unable
to secure a housing loan frombanks,
to own a PR1MA house (terms and
conditions apply).
PKNS
Perbadanan KemajuanNegeri Selangor,
often referred to as PKNS, started off as a
company building low-cost houses. Through
the years, it has established a name for itself
in the property development industry.
It nowhas under its real estate portfolio, a
gleaming collection of various projects and
developments, as well as businesses. Under
its residential development portfolio are a
variety of house types, including luxury
homes and lifestyle-inspired gated townships,
as well as affordable housing.
PKNS has a lot to offer under its affordable
homes portfolio, but only to those whomeet
the requirements. Various housing schemes
offer different house types locatedwithin
Selangor. From 1 1/2-storey link houses to
single-storey terrace units, apartments, flats
and even townhouses, these spaces tomake
home of come in various sizes of between 700
sq ft to 1,000 sq ft. Houses costs around 20%
belowmarket value, between RM42,000 and
RM250,000. Under the PKNS affordable
housing schemes, houses can only be re-sold
after five years.
Criteria for application:
For house type A
•Malaysian citizen
• 18-years and above
• Household income not exceeding RM3,000
amonth
• Both husband and/or wife does not own a
property in Selangor; applicants of low-cost
houses can apply; singles with family
obligations or those aged 40 and above
may apply
• Purchase is for own use to stay and not
to rent
• The property can only be re-sold after
five years
•Must register with Selangor Housing and
Property Board (Lembaga PerumahanDan
Hartanah Selangor- lphs.selangor.gov.my)
For house types B, C andD
•Malaysian citizen
• 18-years and above
• Household income between RM3,000 to
RM8,000 amonth depending on house
type application
• Both husband and/or wife does not own a
property in Selangor; applicants of
low-cost houses can apply; singles with
family obligations or those aged 40 and
abovemay apply
•Purchase is for own use to stay and not
to rent
•The property can only be re-sold after
five years
•Must register with Selangor Housing and
Property Board (Lembaga PerumahanDan
Hartanah Selangor – lphs.selangor.gov.my)
Log on to the official PKNSwebsite or visit
PKNS to find out more about the application
process and required documents.
PROJECTS UNDER THE MAMPU
MILIK SCHEME
There are projects on the drawing board until
the year 2031, some already at various degrees
of construction, spread out across Selangor.
Here are some of the areas where
affordable and low-cost PKNS houses are
available or being built:
•
Hulu Selangor –
Bandar Sungai Chik,
Antara Gapi, Serendah, Hulu Selangor;
Bernam Jaya; Rasa
•
Klang –
JalanDatukMd Sidin
•
Petaling –
Desa AlamSectionU12, Shah
Alam, Bukit Raja; Seri Embun Sutera
Damansara, Sg Buloh; SectionU10
•
Sepang andGombak –
RKSRBayu and
Suria, Taman Emas, Dengkil, Sepang;
Taman Sains Selangor 2; Kota Puteri;
Bukit Botak
•
Hulu Langat –
MampuMilik apartments,
Sec 3, Bandar Baru Bangi; Sunville
Phase 2 Cheras
•
Other areas –
Subang Bestari; Puncak Alam
Under the Rumah Selangorku scheme,
there are houses available at Ukay Indah,
Sg Sering inGombak, Ulu Kelang. To apply,
first register with the Selangor Housing and
Property Board (Lembaga PerumahanDan
Hartanah Selangor), log on to the official
website at lphs.selangor.gov.my, fill up the
formand all required details and submit.
Applications are valid for three years from the
date the projects are offered.
MampuMilikHomesunder RumahSelangorkuschemebyPKNS
HOUSETYPE
BUILD-UP (sf)
PRICE INCOME
RumahSelangorkuTypeA
700
42,000
≤
3,000
RumahSelangorkuTypeB
750
100,000
≤
6,000
RumahSelangorkuTypeC
800
150,000
900
180,000
18x60
200,000
RumahSelangorkuTypeD
1,000
220,000
≤
8,000
20x60
250,000
HOW TO APPLY
Log on to the PR1MA official website and
click on “apply”. Click on “check now” if you
are unsure if you are eligible to apply. If you
are eligible, go to “create an account”, fill up
the formand press “send”. On receiving a
confirmation email fromPR1MA, log into
your account and activate your account by
clicking the link in the email. Create a new
password for security purposes and proceed
with the registration process.
There is a list of required documents and
necessary information that will be required.
These include:
Employment details
• LHDN income tax file number
• KWSP number
• Total averagemonthly gross income*
• Retirement number (only applicable
for pensioners)
• Employment details of spouse (if any)
Current property information (if any)
• Address
• Size and type
• Purchase date
Documents for working applicants (to be
attached to application)
• Copy of I/C
• Latest pay-slip or bank statement
(latest month)
Documents for self-employed applicants
(to be attached to application)
• Copy of I/C
• Latest bank statement
Note: Applicants that earn less than RM2500
will have to attach their bank statement as a
supporting document with their pay-slip.
The averagemonthly gross income (or
monthly household income) encompasses all
forms of remuneration received from
employment or a business. This includes
wages, salary, commission, bonus, allowance,
etc. It is calculated by totaling the income
across the threemonths, prior to the
submission, and is then divided into three.
Once applications are closed, the balloting
process begins within amonth from the
closing date. Applicants are to check on the
MampuMilik apartments in Section 3, Bandar Baru Bangi.
Taman SelayangMutiara @Bukit Botak,
Bandar Baru Selayang
